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🤖 AI-Powered • Coming Soon

The AI that tells you exactly which card to use — every time.

Stop leaving rewards on the table. CardPilot analyzes your wallet and tells you which card earns the most on every purchase, at every store, automatically.

Free forever • No credit card required • Launching soon

$500+
avg. rewards missed per year
10s
to get your recommendation
100%
free, always
🤖 AI Demo • Live Preview
CardPilot
Your AI-powered card advisor
CardPilot AI Live
CP
Hi! Where are you shopping today?
AI-powered recommendations
Real-time rewards data
1,000+ cards in our database
100% free to use

Up and running in under 2 minutes

No bank access. No SSN. No address. Just your email and the cards you already own.

1

Sign up free — email only

Create your account with just your email address. That’s it. We never ask for your SSN, home address, bank login, or any sensitive financial information. Your privacy is non-negotiable.

2

Build your virtual wallet

Browse our database of 1,000+ US credit cards and add the ones you already own in one click. Every card’s full rewards structure is already loaded — no manual input, no account numbers needed.

3

Ask CardPilot anything

Type where you’re shopping — a store, a category, a merchant — and CardPilot instantly tells you which card in your wallet earns the most. Every single time.

🔒 Your privacy, guaranteed
Email only to sign up
Cards by name — never account numbers
No SSN, no address, no bank login
We never sell your data

See exactly how much you’ll save

Most Americans use the wrong card 40% of the time. Here’s what that costs — and what CardPilot puts back in your wallet every month.

$1,000 / month
Light spender
Groceries ($300)+$18
Dining ($200)+$12
Gas ($100)+$6
Other ($400)+$8
Extra rewards / month
$44
$528 saved per year
$5,000 / month
High spender
Groceries ($1,000)+$60
Dining ($600)+$36
Travel ($800)+$72
Other ($2,600)+$52
Extra rewards / month
$220
$2,640 saved per year

Estimates based on optimizing a typical 3–4 card wallet. Assumes switching from a 1% flat-rate card to category-optimized cards (2–6% on key categories). Actual results vary by wallet and spending habits.

Built for people who take rewards seriously

CardPilot goes beyond basic comparison. It knows your specific wallet and optimizes for your exact spending patterns.

💳

Wallet-Aware AI

CardPilot knows every card in your wallet and picks the winner for each purchase — not just any card, your best card.

Instant Answers

Results in under 10 seconds. Ask in plain English — "Where should I use my Amex at Whole Foods?" — and get a clear answer.

📊

Full Card Database

The most comprehensive US credit card database — built to cover all 1,000+ cards on the market. Rewards rates, bonus categories, annual fees, and welcome bonuses all in one place.

🎯

Category Intelligence

CardPilot understands categories, not just merchants. It knows Whole Foods is groceries — and which card earns 6% there.

🔒

Private by Design

We never ask for your account numbers, SSN, or bank access. CardPilot works with just your card names — nothing sensitive.

🌐

Always Up to Date

Rewards rates change. We track every update from every major issuer so your recommendations are always accurate.

Simple, transparent pricing

CardPilot will always have a generous free tier. Premium is for power users who want the full picture.

Free
$0 / month
Everything you need to maximize everyday spending.
Up to 5 cards in wallet
Unlimited queries
Full card database access
Basic category matching
Spending analytics
Annual rewards projection
Join Waitlist

Questions about CardPilot

CardPilot is currently in development. Join our waitlist to be the first to know when we launch. Waitlist members will get early access before the public launch.
Never. CardPilot only needs to know which cards you own by name. We never ask for account numbers, passwords, SSNs, or any banking credentials. Your financial data stays completely private.
We manually research and maintain an up-to-date database of every major US credit card's rewards structure — including all bonus categories, base rates, and special offers. When you tell us which cards you own, we look up the rates for you.
We are constantly expanding our database. At launch, we will cover all major US credit cards from Amex, Chase, Capital One, Citi, Discover, Wells Fargo, and Bank of America. Niche or store-specific cards will be added over time.
Yes — CardPilot will always have a full-featured free tier. The premium plan adds power-user features like unlimited card slots, spending analytics, and annual rewards projections for $4/month.
CardPilot will launch as a web app, fully optimized for mobile browsers. Native iOS and Android apps are on our roadmap for after launch.

Be first when we launch.

Join thousands of people already on the waitlist. One email when CardPilot goes live — no spam, ever.

🎉 You’re on the list! We’ll be in touch soon.

No spam • One email when we launch • Unsubscribe anytime